When contributing capital or transferring shares in a joint-stock company, the method of payment depends on the party involved in the transaction. In general, organizations participating in transactions related to equity must use non-cash payment methods. This requirement ensures transparency, facilitates oversight, and aligns with current financial management principles. In contrast, individuals contributing capital or acquiring shares are not obligated to use non-cash payments; therefore, they may choose to pay in cash or through other legally acceptable methods.

In capital contribution transactions, organizations must use bank transfers or other valid non-cash payment forms, while individuals may freely select a suitable method. In share transfer transactions, organizations must continue to comply with the non-cash payment requirement, whereas individuals are permitted to pay in whichever manner is most convenient for the parties, provided it complies with the law.

This distinction helps ensure effective control of financial flows for organizations while allowing greater flexibility for individuals in civil transactions.